{"id":10,"date":"2021-11-25T10:33:18","date_gmt":"2021-11-25T10:33:18","guid":{"rendered":"https:\/\/masarat.ly\/en\/?page_id=10"},"modified":"2026-08-17T16:32:19","modified_gmt":"2026-08-17T16:32:19","slug":"home","status":"publish","type":"page","link":"https:\/\/masarat.ly\/en\/","title":{"rendered":"Home"},"content":{"rendered":"<ul>\n<li>\n<p>        <img decoding=\"async\" src=\"\/en\/ms_uploads\/2025\/09\/%D9%84%D8%AD%D8%B8%D9%8A-1.webp\" alt=\"\"><\/p>\n<div>\n<p><img fetchpriority=\"high\" decoding=\"async\" src=\"https:\/\/masarat.ly\/en\/ms_content\/uploads\/sites\/2\/2026\/08\/Pay-Instantly-from-Your-Phone-1-300x152.png\" alt=\"\" width=\"428\" height=\"217\" class=\"alignnone  wp-image-13458\" srcset=\"https:\/\/masarat.ly\/en\/ms_content\/uploads\/sites\/2\/2026\/08\/Pay-Instantly-from-Your-Phone-1-300x152.png 300w, https:\/\/masarat.ly\/en\/ms_content\/uploads\/sites\/2\/2026\/08\/Pay-Instantly-from-Your-Phone-1-1024x517.png 1024w, https:\/\/masarat.ly\/en\/ms_content\/uploads\/sites\/2\/2026\/08\/Pay-Instantly-from-Your-Phone-1-768x388.png 768w, https:\/\/masarat.ly\/en\/ms_content\/uploads\/sites\/2\/2026\/08\/Pay-Instantly-from-Your-Phone-1-1536x776.png 1536w, https:\/\/masarat.ly\/en\/ms_content\/uploads\/sites\/2\/2026\/08\/Pay-Instantly-from-Your-Phone-1-2048x1035.png 2048w\" sizes=\"(max-width: 428px) 100vw, 428px\" \/> <img decoding=\"async\" src=\"https:\/\/masarat.ly\/en\/ms_content\/uploads\/sites\/2\/2026\/08\/Banking-apps-that-give-you-access-to-all-your-services-from-your-phone-\u2014-instantly-300x44.png\" alt=\"\" width=\"300\" height=\"44\" class=\"alignnone size-medium wp-image-13459\" srcset=\"https:\/\/masarat.ly\/en\/ms_content\/uploads\/sites\/2\/2026\/08\/Banking-apps-that-give-you-access-to-all-your-services-from-your-phone-\u2014-instantly-300x44.png 300w, https:\/\/masarat.ly\/en\/ms_content\/uploads\/sites\/2\/2026\/08\/Banking-apps-that-give-you-access-to-all-your-services-from-your-phone-\u2014-instantly-1024x149.png 1024w, https:\/\/masarat.ly\/en\/ms_content\/uploads\/sites\/2\/2026\/08\/Banking-apps-that-give-you-access-to-all-your-services-from-your-phone-\u2014-instantly-768x112.png 768w, https:\/\/masarat.ly\/en\/ms_content\/uploads\/sites\/2\/2026\/08\/Banking-apps-that-give-you-access-to-all-your-services-from-your-phone-\u2014-instantly-1536x224.png 1536w, https:\/\/masarat.ly\/en\/ms_content\/uploads\/sites\/2\/2026\/08\/Banking-apps-that-give-you-access-to-all-your-services-from-your-phone-\u2014-instantly-2048x298.png 2048w\" sizes=\"(max-width: 300px) 100vw, 300px\" \/><\/p>\n<\/div>\n<\/li>\n<li>\n<p>        <img decoding=\"async\" src=\"\/en\/ms_uploads\/2025\/09\/%D9%84%D8%AD%D8%B8%D9%8A-2.webp\" alt=\"\"><\/p>\n<div>\n<p><img decoding=\"async\" src=\"https:\/\/masarat.ly\/en\/ms_content\/uploads\/sites\/2\/2026\/08\/Instantly-Account-Statement-From-Your-Phone-300x152.png\" alt=\"\" width=\"440\" height=\"223\" class=\"alignnone  wp-image-13460\" srcset=\"https:\/\/masarat.ly\/en\/ms_content\/uploads\/sites\/2\/2026\/08\/Instantly-Account-Statement-From-Your-Phone-300x152.png 300w, https:\/\/masarat.ly\/en\/ms_content\/uploads\/sites\/2\/2026\/08\/Instantly-Account-Statement-From-Your-Phone-1024x517.png 1024w, https:\/\/masarat.ly\/en\/ms_content\/uploads\/sites\/2\/2026\/08\/Instantly-Account-Statement-From-Your-Phone-768x388.png 768w, https:\/\/masarat.ly\/en\/ms_content\/uploads\/sites\/2\/2026\/08\/Instantly-Account-Statement-From-Your-Phone-1536x776.png 1536w, https:\/\/masarat.ly\/en\/ms_content\/uploads\/sites\/2\/2026\/08\/Instantly-Account-Statement-From-Your-Phone-2048x1035.png 2048w\" sizes=\"(max-width: 440px) 100vw, 440px\" \/>\u00a0<img decoding=\"async\" src=\"https:\/\/masarat.ly\/en\/ms_content\/uploads\/sites\/2\/2026\/08\/Banking-apps-that-give-you-access-to-all-your-services-from-your-phone-\u2014-instantly-300x44.png\" alt=\"\" width=\"300\" height=\"44\" class=\"alignnone size-medium wp-image-13459\" srcset=\"https:\/\/masarat.ly\/en\/ms_content\/uploads\/sites\/2\/2026\/08\/Banking-apps-that-give-you-access-to-all-your-services-from-your-phone-\u2014-instantly-300x44.png 300w, https:\/\/masarat.ly\/en\/ms_content\/uploads\/sites\/2\/2026\/08\/Banking-apps-that-give-you-access-to-all-your-services-from-your-phone-\u2014-instantly-1024x149.png 1024w, https:\/\/masarat.ly\/en\/ms_content\/uploads\/sites\/2\/2026\/08\/Banking-apps-that-give-you-access-to-all-your-services-from-your-phone-\u2014-instantly-768x112.png 768w, https:\/\/masarat.ly\/en\/ms_content\/uploads\/sites\/2\/2026\/08\/Banking-apps-that-give-you-access-to-all-your-services-from-your-phone-\u2014-instantly-1536x224.png 1536w, https:\/\/masarat.ly\/en\/ms_content\/uploads\/sites\/2\/2026\/08\/Banking-apps-that-give-you-access-to-all-your-services-from-your-phone-\u2014-instantly-2048x298.png 2048w\" sizes=\"(max-width: 300px) 100vw, 300px\" \/><\/p>\n<\/div>\n<\/li>\n<li>\n<p>        <img decoding=\"async\" src=\"\/en\/ms_uploads\/2025\/09\/%D9%84%D8%AD%D8%B8%D9%8A-3.webp\" alt=\"\"><\/p>\n<div>\n<p><img loading=\"lazy\" decoding=\"async\" src=\"https:\/\/masarat.ly\/en\/ms_content\/uploads\/sites\/2\/2026\/08\/Instantly-Money-Transfers-300x152.png\" alt=\"\" width=\"374\" height=\"190\" class=\"alignnone  wp-image-13461\" srcset=\"https:\/\/masarat.ly\/en\/ms_content\/uploads\/sites\/2\/2026\/08\/Instantly-Money-Transfers-300x152.png 300w, https:\/\/masarat.ly\/en\/ms_content\/uploads\/sites\/2\/2026\/08\/Instantly-Money-Transfers-1024x517.png 1024w, https:\/\/masarat.ly\/en\/ms_content\/uploads\/sites\/2\/2026\/08\/Instantly-Money-Transfers-768x388.png 768w, https:\/\/masarat.ly\/en\/ms_content\/uploads\/sites\/2\/2026\/08\/Instantly-Money-Transfers-1536x776.png 1536w, https:\/\/masarat.ly\/en\/ms_content\/uploads\/sites\/2\/2026\/08\/Instantly-Money-Transfers-2048x1035.png 2048w\" sizes=\"(max-width: 374px) 100vw, 374px\" \/> <img decoding=\"async\" src=\"https:\/\/masarat.ly\/en\/ms_content\/uploads\/sites\/2\/2026\/08\/Banking-apps-that-give-you-access-to-all-your-services-from-your-phone-\u2014-instantly-300x44.png\" alt=\"\" width=\"300\" height=\"44\" class=\"alignnone size-medium wp-image-13459\" srcset=\"https:\/\/masarat.ly\/en\/ms_content\/uploads\/sites\/2\/2026\/08\/Banking-apps-that-give-you-access-to-all-your-services-from-your-phone-\u2014-instantly-300x44.png 300w, https:\/\/masarat.ly\/en\/ms_content\/uploads\/sites\/2\/2026\/08\/Banking-apps-that-give-you-access-to-all-your-services-from-your-phone-\u2014-instantly-1024x149.png 1024w, https:\/\/masarat.ly\/en\/ms_content\/uploads\/sites\/2\/2026\/08\/Banking-apps-that-give-you-access-to-all-your-services-from-your-phone-\u2014-instantly-768x112.png 768w, https:\/\/masarat.ly\/en\/ms_content\/uploads\/sites\/2\/2026\/08\/Banking-apps-that-give-you-access-to-all-your-services-from-your-phone-\u2014-instantly-1536x224.png 1536w, https:\/\/masarat.ly\/en\/ms_content\/uploads\/sites\/2\/2026\/08\/Banking-apps-that-give-you-access-to-all-your-services-from-your-phone-\u2014-instantly-2048x298.png 2048w\" sizes=\"(max-width: 300px) 100vw, 300px\" \/><\/p>\n<\/div>\n<\/li>\n<\/ul>\n<div>\n<p>        <img decoding=\"async\" src=\"\/en\/ms_uploads\/2025\/09\/payment-image.webp\" alt=\"\"><\/p>\n<h2>Masarat Financial Technology<\/h2>\n<p>Who We Are<\/p>\n<div>\n<p data-start=\"897\" data-end=\"1543\"><strong data-start=\"897\" data-end=\"1543\">Masarat Information Technology &amp; Financial Services is a leading Libyan company established in 2005, focused on delivering integrated technology solutions for financial services. Since its establishment, the company has expanded its services to reach a broad customer base through a diverse portfolio of applications and digital solutions. Masarat has played a key role in advancing financial technology in the local market and was among the pioneers in introducing digital banking solutions. Our strategy is built around understanding market changes and continuously developing advanced technology services that meet evolving customer needs.<\/strong><\/p>\n<\/div>\n<p><a href=\"\/about\">Learn More<\/a><\/p>\n<\/div>\n<ul>\n<li>\n<p>        <img decoding=\"async\" src=\"\/en\/ms_content\/uploads\/2021\/11\/financial-icon.svg\" alt=\"\"><\/p>\n<div>123M+<\/div>\n<p>Annual Financial Transactions<\/p>\n<\/li>\n<li>\n<p>        <img decoding=\"async\" src=\"\/en\/ms_content\/uploads\/2021\/11\/branch-icon.svg\" alt=\"\"><\/p>\n<div>408+<\/div>\n<p>Partner Bank Branches<\/p>\n<\/li>\n<li>\n<p>        <img decoding=\"async\" src=\"\/en\/ms_content\/uploads\/2021\/11\/member-icon.svg\" alt=\"\"><\/p>\n<div>3.5M+<\/div>\n<p>Total Subscribers<\/p>\n<\/li>\n<li>\n<p>        <img decoding=\"async\" src=\"\/en\/ms_uploads\/2022\/09\/1-1.svg\" alt=\"\"><\/p>\n<div>150B+<\/div>\n<p>Annual Transaction Value<\/p>\n<\/li>\n<\/ul>\n<div>\n<h3>Masarat Services<\/h3>\n<div>\n<p data-start=\"46\" data-end=\"170\"><strong data-start=\"46\" data-end=\"170\">We design integrated technology solutions that empower our partners to deliver innovative and secure financial services.<\/strong><\/p>\n<\/div>\n<\/div>\n<ul>\n<li>\n<div>Retail Banking Applications<\/div>\n<p>Mobile Banking Applications<\/p>\n<div>\n<p>Banking applications that bring all essential financial services to your fingertips, from transfers and bill payments to secure and instant everyday transactions.<\/p>\n<\/div>\n<\/li>\n<li>\n<div>Corporate Banking Solutions<\/div>\n<p>Corporate Banking Solutions<\/p>\n<div>\n<p>Powerful digital platforms for businesses, enabling multi-account management and secure, efficient transaction automation.<\/p>\n<\/div>\n<\/li>\n<li>\n<div>Merchant Digital Payment Services<\/div>\n<p>Digital Payment Services<\/p>\n<div>\n<p>Integrated digital payment solutions that enable seamless mobile payment acceptance and provide advanced tools for efficient sales management.<\/p>\n<\/div>\n<\/li>\n<li>\n<div>Unified Payment Networks<\/div>\n<p>Unified Payment Networks<\/p>\n<div>\n<p>Payment networks that break down barriers between banks, enabling customers to transfer funds and make payments to any account across the network with ease.<\/p>\n<\/div>\n<p><a href=\"\/en\/mobile-services\/\"><\/a><\/p>\n<\/li>\n<li>\n<div>Digital Identity Verification Service<\/div>\n<p>Digital Identity Verification (E-KYC)<\/p>\n<div>\n<p>A digital verification service that enables customers to update their personal information remotely, streamlining banking procedures and enhancing security.<\/p>\n<\/div>\n<p><a href=\"\/services#personal\"><\/a><\/p>\n<\/li>\n<li>\n<div>Smart Branches &#038; Self-Service Kiosks<\/div>\n<p>Smart Branches &#038; Self-Service Kiosks<\/p>\n<div>\n<p>Smart banking branches operating around the clock, enabling customers to complete their transactions independently, from opening an account to instantly issuing a payment card.<\/p>\n<\/div>\n<p><a href=\"\/services#business\"><\/a><\/p>\n<\/li>\n<\/ul>\n<div>\n<h3>Our Technology<\/h3>\n<\/div>\n<div>\n<p>We balance proven reliability with future-focused innovation, delivering resilient solutions that perform today and are ready for tomorrow.<\/p>\n<\/div>\n<ul>\n<li>\n<p>        <img decoding=\"async\" src=\"\/en\/ms_uploads\/2025\/09\/Tech_box-12.svg\" alt=\"\"><\/p>\n<\/li>\n<li>\n<p>        <img decoding=\"async\" src=\"\/en\/ms_uploads\/2025\/09\/Tech_box-11.svg\" alt=\"\"><\/p>\n<\/li>\n<li>\n<p>        <img decoding=\"async\" src=\"\/en\/ms_uploads\/2025\/09\/Tech_box-10.svg\" alt=\"\"><\/p>\n<\/li>\n<li>\n<p>        <img decoding=\"async\" src=\"\/en\/ms_uploads\/2025\/09\/Tech_box-9.svg\" alt=\"\"><\/p>\n<\/li>\n<li>\n<p>        <img decoding=\"async\" src=\"\/en\/ms_uploads\/2025\/09\/Tech_box-8.svg\" alt=\"\"><\/p>\n<\/li>\n<li>\n<p>        <img decoding=\"async\" src=\"\/en\/ms_uploads\/2025\/09\/Tech_box-7.svg\" alt=\"\"><\/p>\n<\/li>\n<li>\n<p>        <img decoding=\"async\" src=\"\/en\/ms_uploads\/2025\/09\/Tech_box-6.svg\" alt=\"\"><\/p>\n<\/li>\n<li>\n<p>        <img decoding=\"async\" src=\"\/en\/ms_uploads\/2025\/09\/Tech_box-5.svg\" alt=\"\"><\/p>\n<\/li>\n<li>\n<p>        <img decoding=\"async\" src=\"\/en\/ms_uploads\/2025\/09\/Tech_box-4.svg\" alt=\"\"><\/p>\n<\/li>\n<li>\n<p>        <img decoding=\"async\" src=\"\/en\/ms_uploads\/2025\/09\/Tech_box-3.svg\" alt=\"\"><\/p>\n<\/li>\n<li>\n<p>        <img decoding=\"async\" src=\"\/en\/ms_uploads\/2025\/09\/Tech_box-2.svg\" alt=\"\"><\/p>\n<\/li>\n<li>\n<p>        <img decoding=\"async\" src=\"\/en\/ms_uploads\/2025\/09\/Tech_box-1.svg\" alt=\"\"><\/p>\n<\/li>\n<\/ul>\n<div>\n<h3>Payment Services<\/h3>\n<div>\n<p data-start=\"126\" data-end=\"263\" class=\"PDq2pG_selectionAnchorContainer\"><strong data-start=\"126\" data-end=\"263\">We provide secure and convenient electronic payment services, enabling fast payments through direct transfers from your bank account.<\/strong><span aria-hidden=\"true\" class=\"PDq2pG_selectionAnchor\"><\/span><\/p>\n<h3 data-section-id=\"h5gnai\" data-start=\"265\" data-end=\"275\"><\/h3>\n<\/div>\n<\/div>\n<ul>\n<li>\n<p>        <img decoding=\"async\" src=\"\/en\/ms_uploads\/2023\/08\/%D9%8A%D8%B3%D8%B1-%D8%A8%D8%A7%D9%8A.svg\" alt=\"\"><\/p>\n<h3>Yussor Pay<\/h3>\n<p>Digital Payment Service<\/p>\n<div>\n<p>Yussor Pay is an electronic payment service provided by the National Commercial Bank, enabling customers to pay for purchases and bills directly from their bank accounts to merchants and service providers through mobile banking.<\/p>\n<\/div>\n<p><a href=\"\/yussor-pay\/\"><\/a><\/p>\n<\/li>\n<li>\n<p>        <img decoding=\"async\" src=\"\/en\/ms_uploads\/2023\/08\/%D9%85%D8%B5%D8%B1%D9%81%D9%8A-%D8%A8%D8%A7%D9%8A-1.svg\" alt=\"\"><\/p>\n<h3>Musrefy Pay<\/h3>\n<p>Merchant Payment Service<\/p>\n<div>\n<p data-start=\"148\" data-end=\"332\" class=\"PDq2pG_selectionAnchorContainer\"><code data-start=\"162\" data-end=\"332\">A secure mobile payment service that enables merchants to receive customer payments directly from their bank accounts, making transactions fast, simple, and convenient.<\/code><span aria-hidden=\"true\" class=\"PDq2pG_selectionAnchor\"><\/span><\/p>\n<h3 data-section-id=\"1mb41s6\" data-start=\"334\" data-end=\"348\"><\/h3>\n<\/div>\n<p><a href=\"https:\/\/masarat.ly\/masrafy-pay\/\"><\/a><\/p>\n<\/li>\n<li>\n<p>        <img decoding=\"async\" src=\"\/en\/ms_uploads\/2025\/10\/Sahara-Pay-6.png\" alt=\"\"><\/p>\n<h3>Sahara Pay<\/h3>\n<p>Merchant Payment Service<\/p>\n<div>\n<p data-start=\"415\" data-end=\"594\" class=\"PDq2pG_selectionAnchorContainer\"><code data-start=\"429\" data-end=\"594\">A secure digital payment service from Sahara Bank that enables merchants to accept customer payments easily through direct transfers from customers\u2019 bank accounts.<\/code><span aria-hidden=\"true\" class=\"PDq2pG_selectionAnchor\"><\/span><\/p>\n<\/div>\n<p><a href=\"https:\/\/masarat.ly\/sahara-pay\/\"><\/a><\/p>\n<\/li>\n<li>\n<p>        <img decoding=\"async\" src=\"\/en\/ms_uploads\/2025\/10\/OnePay-Full-Logo.svg\" alt=\"\"><\/p>\n<h3>OnePay<\/h3>\n<div>\n<p>A unified payment service supported by the Central Bank of Libya, enabling customers to make purchases across participating payment services and merchants with ease. OnePay also enables seamless interbank money transfers.<\/p>\n<\/div>\n<p><a href=\"https:\/\/masarat.ly\/one-pay\/\"><\/a><\/p>\n<\/li>\n<li>\n<p>        <img decoding=\"async\" src=\"\/en\/ms_uploads\/2025\/10\/AL-Seraj-Pay-Full-on-Dark-Icon.svg\" alt=\"\"><\/p>\n<h3>Al-Seraj Pay<\/h3>\n<div>\n<p>An electronic payment service provided by Al-Seraj Islamic Bank, enabling customers to pay for purchases and bills directly from their bank accounts to merchants and service providers through mobile banking.<\/p>\n<\/div>\n<p><a href=\"https:\/\/masarat.ly\/alseraj-pay\/\"><\/a><\/p>\n<\/li>\n<\/ul>\n<div>\n<h3>Our Partners<\/h3>\n<div>\n<p>Together, we drive digital transformation with powerful, innovative technology built for the future of financial services.<\/p>\n<\/div>\n<\/div>\n<ul>\n<li>\n<p>        <img decoding=\"async\" src=\"\/en\/ms_uploads\/2025\/09\/Jumhouria-Bank.svg\" alt=\"\"><\/p>\n<\/li>\n<li>\n<p>        <img decoding=\"async\" src=\"\/en\/ms_uploads\/2025\/09\/NCB-Logo.svg\" alt=\"\u0634\u0631\u0643\u0629 \u0645\u0633\u0627\u0631\u0627\u062a\"><\/p>\n<\/li>\n<li>\n<p>        <img decoding=\"async\" src=\"\/en\/ms_uploads\/2025\/09\/Sahara-Bank.svg\" alt=\"\"><\/p>\n<\/li>\n<li>\n<p>        <img decoding=\"async\" src=\"\/en\/ms_uploads\/2025\/11\/Wahda-Bank-3.svg\" alt=\"\"><\/p>\n<\/li>\n<li>\n<p>        <img decoding=\"async\" src=\"\/en\/ms_uploads\/2025\/09\/Libyan-Islamic-Bank.svg\" alt=\"\"><\/p>\n<\/li>\n<li>\n<p>        <img decoding=\"async\" src=\"\/en\/ms_uploads\/2025\/09\/DIB.svg\" alt=\"\"><\/p>\n<\/li>\n<li>\n<p>        <img decoding=\"async\" src=\"\/en\/ms_uploads\/2025\/09\/NAB-Logo.svg\" alt=\"\"><\/p>\n<\/li>\n<\/ul>\n<div>\n<h4>Blog<\/h4>\n<p>News &#038; Activities<\/p>\n<p><a href=\"\/blog\"><\/a><\/p>\n<\/div>\n<div>\n<\/div>\n<p><!--more--><br \/>\n<!-- 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