{"id":12911,"date":"2022-03-08T08:00:48","date_gmt":"2022-03-08T08:00:48","guid":{"rendered":"https:\/\/masarat.ly\/?page_id=12911"},"modified":"2024-09-22T13:31:25","modified_gmt":"2024-09-22T13:31:25","slug":"nab4pay-privacypolicy","status":"publish","type":"page","link":"https:\/\/masarat.ly\/nab4pay-privacypolicy\/","title":{"rendered":"Nab4pay Privacy Policy"},"content":{"rendered":"<ul>\n<li>\n<h3>Privacy Policy<\/h3>\n<p>Effective from September 25, 2024. <\/p>\n<div>\n<p><span>This Privacy Policy describes how Masarat IT &amp; Financial Services Company (\u201cMasarat\u201d), on behalf of North Africa Bank (\u201cNAB 4 Pay\u201d), collects, uses, and discloses information in connection with your use of the NAB 4Pay mobile application (\u201cApp\u201d).<\/span><\/p>\n<p><span>The following privacy policy discloses existing features and announcing new services and features within the payment &#8220;Application&#8221; NAB 4 Pay such as: cross payment transactions within all payment applications for local Libyan banks, NFC payment for contactless safe and fast payment, Cash advance services, as well as the ability to generate and scan QR codes to ease the user&#8217;s journey as we are constantly working on improving our products.<\/span><\/p>\n<\/div>\n<\/li>\n<li>\n<h3>Information We Collect<\/h3>\n<div>\n<p><span>We collect information to enable a smooth and secure experience while using NAB 4Pay for your North Africa Bank transactions. This information includes:<\/span><\/p>\n<ul>\n<li><strong><span>Location Information (Optional) Almakan feature:<\/span><\/strong><span>\u00a0We may request your location information to provide features like finding nearby ATMs or North africa Bank branches (requires your permission).<\/span><\/li>\n<li><strong><span>Device Information:<\/span><\/strong><span>\u00a0Basic information about your device, such as model and operating system, helps us understand how the App functions on different devices.<\/span><\/li>\n<li><strong><span>App Usage Data:<\/span><\/strong><span>\u00a0We analyze how you use the App to improve its performance and functionality (e.g., frequency of features used).<\/span><\/li>\n<\/ul>\n<p><span>Usage Data is collected automatically when using the Service.<\/span><\/p>\n<p><span>Usage Data may include information such as Your Device\u2019s Internet Protocol address (e.g., IP address), the time and date of Your visit, the time spent on those pages, unique device identifiers and other diagnostic data, the type of mobile device You use, Your mobile device unique ID, Your mobile operating system, unique device identifiers and other diagnostic data.<\/span><\/p>\n<p><span>The application may require to read external storage in order to assure creation, display and save of PDF files within the app features such as (transfer receipts, statements, .etc. )<\/span><\/p>\n<p><span>We do not store or transmit any data nor access external device storage. <\/span><\/p>\n<p><span>We take your security seriously and we shall not access device storage or misuse your data.<\/span><\/p>\n<p><span>\u00a0<\/span><\/p>\n<ul>\n<li><strong><span>No Personal Information Storage:<\/span><\/strong><span>\u00a0We do not store any sensitive personal information like account credentials, social security numbers, or complete debit\/credit card details within the App.<\/span><\/li>\n<\/ul>\n<\/div>\n<\/li>\n<li>\n<h3>App Permissions<\/h3>\n<div>\n<p><strong><span>App Permissions<\/span><\/strong><\/p>\n<p><span>NAB 4 Pay requires certain permissions to function properly. These permissions allow access to specific functionalities but do not collect your personal information:<\/span><\/p>\n<ul>\n<li><strong><span>Location (Optional) Almakan feature:<\/span><\/strong><span>\u00a0Allows you to find nearby ATMs or branches (requires your permission).<\/span><\/li>\n<li><strong><span>Internet:<\/span><\/strong><span>\u00a0Enables communication between the App and North Africa Bank\u2019s servers for transactions.<\/span><\/li>\n<li><strong><span>Stay Awake:<\/span><\/strong><span>\u00a0Ensures the App functions smoothly during transactions (e.g., preventing screen dimming).<\/span><\/li>\n<li><strong><span>Network Connection:<\/span><\/strong><span>\u00a0Checks your internet connectivity for functionalities requiring it.<\/span><\/li>\n<li><strong><span>Notifications:<\/span><\/strong><span>\u00a0Allows the App to send you alerts about your account activity and updates.<\/span><\/li>\n<li><strong><span>Camera:<\/span><\/strong><span>\u00a0Enables scanning QR codes for faster transactions (requires your permission).<\/span><\/li>\n<li><strong><span>Flashlight:<\/span><\/strong><span>\u00a0Allows using the flashlight for QR code scanning in low-light conditions (requires your permission).<\/span><\/li>\n<li><strong><span>Vibration:<\/span><\/strong><span>\u00a0Alerts you with a vibration for notifications.<\/span><\/li>\n<\/ul>\n<\/div>\n<\/li>\n<li>\n<h3>Sharing Your Information<\/h3>\n<div>\n<p><span>We share your information only with North Africa Bank to process your transactions and ensure account security. We do not share your information with any third-party vendors or for any marketing purposes.<\/span><\/p>\n<\/div>\n<\/li>\n<li>\n<h3>Security<\/h3>\n<div>\n<p><span>Masarat and North Africa Bank are committed to protecting your financial information. We use industry-standard security measures to safeguard your data, including:<\/span><\/p>\n<ul>\n<li><span>Secure communication channels (HTTPS) for encrypted data transfer between your device and North Africa Bank\u2019s servers.<\/span><\/li>\n<li><span>Data encryption at rest and in transit for additional protection.<\/span><\/li>\n<li><span>Regular security assessments to identify and address potential vulnerabilities.<\/span><\/li>\n<\/ul>\n<\/div>\n<\/li>\n<li>\n<h3>Your Control<\/h3>\n<div>\n<p><span>You can manage your App permissions through your device settings. opting out of optional permissions like location won\u2019t affect core functionalities but may limit some features.<\/span><\/p>\n<\/div>\n<\/li>\n<li>\n<h3>Children\u2019s Privacy<\/h3>\n<div>\n<p><span>NAB 4 Pay is not directed towards children under the age of 18. We do not knowingly collect personal information from children.<\/span><\/p>\n<\/div>\n<\/li>\n<li>\n<h3>Changes to this Privacy Policy<\/h3>\n<div>\n<p><span>We may update this Privacy Policy to reflect changes in our practices or comply with legal requirements. We will notify you of any significant changes.<\/span><\/p>\n<\/div>\n<\/li>\n<li>\n<h3>Contact Us<\/h3>\n<div>\n<p><span>If you have any questions about this Privacy Policy, please contact us:<\/span><\/p>\n<ul>\n<li><span>By email: support@masarat.ly<\/span><\/li>\n<li><span>By phone number: 0900300900<\/span><\/li>\n<\/ul>\n<p><span>We are committed to transparency and user privacy. By using NAB 4 Pay, you agree to the terms of this Privacy Policy.<\/span><\/p>\n<\/div>\n<\/li>\n<\/ul>\n<p><!--more--><br \/>\n<!-- {\"type\":\"layout\",\"children\":[{\"type\":\"section\",\"props\":{\"image_position\":\"center-center\",\"style\":\"default\",\"title_breakpoint\":\"xl\",\"title_position\":\"top-left\",\"title_rotation\":\"left\",\"vertical_align\":\"\",\"width\":\"default\"},\"children\":[{\"type\":\"row\",\"children\":[{\"type\":\"column\",\"props\":{\"image_position\":\"center-center\",\"position_sticky_breakpoint\":\"m\"},\"children\":[{\"type\":\"grid\",\"props\":{\"content_column_breakpoint\":\"m\",\"css\":\".uk-grid{direction:ltr;}\",\"filter_align\":\"left\",\"filter_all\":true,\"filter_grid_breakpoint\":\"m\",\"filter_grid_width\":\"auto\",\"filter_position\":\"top\",\"filter_style\":\"tab\",\"grid_default\":\"1\",\"grid_medium\":\"\",\"icon_width\":80,\"image_align\":\"top\",\"image_grid_breakpoint\":\"m\",\"image_grid_width\":\"1-2\",\"image_svg_color\":\"emphasis\",\"item_animation\":true,\"link_style\":\"default\",\"link_text\":\"Read more\",\"margin\":\"default\",\"meta_align\":\"below-title\",\"meta_element\":\"div\",\"meta_style\":\"text-meta\",\"parallax_easing\":\"1\",\"show_content\":true,\"show_image\":false,\"show_link\":false,\"show_meta\":false,\"show_title\":true,\"title_align\":\"top\",\"title_element\":\"h3\",\"title_grid_breakpoint\":\"m\",\"title_grid_width\":\"1-2\",\"title_hover_style\":\"reset\"},\"children\":[{\"type\":\"grid_item\",\"props\":{\"content\":\"\n\n<p><span>This Privacy Policy describes how Masarat IT &amp; Financial Services Company (\\u201cMasarat\\u201d), on behalf of North Africa Bank (\\u201cNAB 4 Pay\\u201d), collects, uses, and discloses information in connection with your use of the NAB 4Pay mobile application (\\u201cApp\\u201d).<\\\/span><\\\/p>\\n\n\n<p><span>The following privacy policy discloses existing features and announcing new services and features within the payment \\\"Application\\\" NAB 4 Pay such as: cross payment transactions within all payment applications for local Libyan banks, NFC payment for contactless safe and fast payment, Cash advance services, as well as the ability to generate and scan QR codes to ease the user's journey as we are constantly working on improving our products.<\\\/span><\\\/p>\",\"meta\":\"Effective from September 25, 2024. \",\"title\":\"Privacy Policy\"}},{\"type\":\"grid_item\",\"props\":{\"content\":\"\n\n<p><span>We collect information to enable a smooth and secure experience while using NAB 4Pay for your North Africa Bank transactions. This information includes:<\\\/span><\\\/p>\\n\n\n<ul>\\n\n\n<li><strong><span>Location Information (Optional) Almakan feature:<\\\/span><\\\/strong><span>\\u00a0We may request your location information to provide features like finding nearby ATMs or North africa Bank branches (requires your permission).<\\\/span><\\\/li>\\n\n\n<li><strong><span>Device Information:<\\\/span><\\\/strong><span>\\u00a0Basic information about your device, such as model and operating system, helps us understand how the App functions on different devices.<\\\/span><\\\/li>\\n\n\n<li><strong><span>App Usage Data:<\\\/span><\\\/strong><span>\\u00a0We analyze how you use the App to improve its performance and functionality (e.g., frequency of features used).<\\\/span><\\\/li>\\n<\\\/ul>\\n\n\n<p><span>Usage Data is collected automatically when using the Service.<\\\/span><\\\/p>\\n\n\n<p><span>Usage Data may include information such as Your Device\\u2019s Internet Protocol address (e.g., IP address), the time and date of Your visit, the time spent on those pages, unique device identifiers and other diagnostic data, the type of mobile device You use, Your mobile device unique ID, Your mobile operating system, unique device identifiers and other diagnostic data.<\\\/span><\\\/p>\\n\n\n<p><span>The application may require to read external storage in order to assure creation, display and save of PDF files within the app features such as (transfer receipts, statements, .etc. )<\\\/span><\\\/p>\\n\n\n<p><span>We do not store or transmit any data nor access external device storage. <\\\/span><\\\/p>\\n\n\n<p><span>We take your security seriously and we shall not access device storage or misuse your data.<\\\/span><\\\/p>\\n\n\n<p><span>\\u00a0<\\\/span><\\\/p>\\n\n\n<ul>\\n\n\n<li><strong><span>No Personal Information Storage:<\\\/span><\\\/strong><span>\\u00a0We do not store any sensitive personal information like account credentials, social security numbers, or complete debit\\\/credit card details within the App.<\\\/span><\\\/li>\\n<\\\/ul>\",\"title\":\"Information We Collect\"}},{\"type\":\"grid_item\",\"props\":{\"content\":\"\n\n<p><strong><span>App Permissions<\\\/span><\\\/strong><\\\/p>\\n\n\n<p><span>NAB 4 Pay requires certain permissions to function properly. These permissions allow access to specific functionalities but do not collect your personal information:<\\\/span><\\\/p>\\n\n\n<ul>\\n\n\n<li><strong><span>Location (Optional) Almakan feature:<\\\/span><\\\/strong><span>\\u00a0Allows you to find nearby ATMs or branches (requires your permission).<\\\/span><\\\/li>\\n\n\n<li><strong><span>Internet:<\\\/span><\\\/strong><span>\\u00a0Enables communication between the App and North Africa Bank\\u2019s servers for transactions.<\\\/span><\\\/li>\\n\n\n<li><strong><span>Stay Awake:<\\\/span><\\\/strong><span>\\u00a0Ensures the App functions smoothly during transactions (e.g., preventing screen dimming).<\\\/span><\\\/li>\\n\n\n<li><strong><span>Network Connection:<\\\/span><\\\/strong><span>\\u00a0Checks your internet connectivity for functionalities requiring it.<\\\/span><\\\/li>\\n\n\n<li><strong><span>Notifications:<\\\/span><\\\/strong><span>\\u00a0Allows the App to send you alerts about your account activity and updates.<\\\/span><\\\/li>\\n\n\n<li><strong><span>Camera:<\\\/span><\\\/strong><span>\\u00a0Enables scanning QR codes for faster transactions (requires your permission).<\\\/span><\\\/li>\\n\n\n<li><strong><span>Flashlight:<\\\/span><\\\/strong><span>\\u00a0Allows using the flashlight for QR code scanning in low-light conditions (requires your permission).<\\\/span><\\\/li>\\n\n\n<li><strong><span>Vibration:<\\\/span><\\\/strong><span>\\u00a0Alerts you with a vibration for notifications.<\\\/span><\\\/li>\\n<\\\/ul>\",\"title\":\"App Permissions\"}},{\"type\":\"grid_item\",\"props\":{\"content\":\"\n\n<p><span>We share your information only with North Africa Bank to process your transactions and ensure account security. We do not share your information with any third-party vendors or for any marketing purposes.<\\\/span><\\\/p>\",\"title\":\"Sharing Your Information\"}},{\"type\":\"grid_item\",\"props\":{\"content\":\"\n\n<p><span>Masarat and North Africa Bank are committed to protecting your financial information. We use industry-standard security measures to safeguard your data, including:<\\\/span><\\\/p>\\n\n\n<ul>\\n\n\n<li><span>Secure communication channels (HTTPS) for encrypted data transfer between your device and North Africa Bank\\u2019s servers.<\\\/span><\\\/li>\\n\n\n<li><span>Data encryption at rest and in transit for additional protection.<\\\/span><\\\/li>\\n\n\n<li><span>Regular security assessments to identify and address potential vulnerabilities.<\\\/span><\\\/li>\\n<\\\/ul>\",\"title\":\"Security\"}},{\"type\":\"grid_item\",\"props\":{\"content\":\"\n\n<p><span>You can manage your App permissions through your device settings. opting out of optional permissions like location won\\u2019t affect core functionalities but may limit some features.<\\\/span><\\\/p>\",\"title\":\"Your Control\"}},{\"type\":\"grid_item\",\"props\":{\"content\":\"\n\n<p><span>NAB 4 Pay is not directed towards children under the age of 18. We do not knowingly collect personal information from children.<\\\/span><\\\/p>\",\"title\":\"Children\\u2019s Privacy\"}},{\"type\":\"grid_item\",\"props\":{\"content\":\"\n\n<p><span>We may update this Privacy Policy to reflect changes in our practices or comply with legal requirements. We will notify you of any significant changes.<\\\/span><\\\/p>\",\"title\":\"Changes to this Privacy Policy\"}},{\"type\":\"grid_item\",\"props\":{\"content\":\"\n\n<p><span>If you have any questions about this Privacy Policy, please contact us:<\\\/span><\\\/p>\\n\n\n<ul>\\n\n\n<li><span>By email: support@masarat.ly<\\\/span><\\\/li>\\n\n\n<li><span>By phone number: 0900300900<\\\/span><\\\/li>\\n<\\\/ul>\\n\n\n<p><span>We are committed to transparency and user privacy. By using NAB 4 Pay, you agree to the terms of this Privacy Policy.<\\\/span><\\\/p>\",\"title\":\"Contact Us\"}}]}]}]}],\"name\":\"Privacy grid \"}],\"version\":\"4.4.8\"} --><\/p>\n","protected":false},"excerpt":{"rendered":"<p>Privacy Policy Effective from September 25, 2024. This Privacy Policy describes how Masarat IT &amp; Financial Services Company (\u201cMasarat\u201d), on behalf of North Africa Bank (\u201cNAB 4 Pay\u201d), collects, uses, and discloses information in connection with your use of the NAB 4Pay mobile application (\u201cApp\u201d). The following privacy policy discloses existing features and announcing new [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":1615,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"_acf_changed":false,"footnotes":""},"class_list":["post-12911","page","type-page","status-publish","has-post-thumbnail","hentry"],"acf":[],"_links":{"self":[{"href":"https:\/\/masarat.ly\/qafevol\/wp\/v2\/pages\/12911","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/masarat.ly\/qafevol\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/masarat.ly\/qafevol\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/masarat.ly\/qafevol\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/masarat.ly\/qafevol\/wp\/v2\/comments?post=12911"}],"version-history":[{"count":4,"href":"https:\/\/masarat.ly\/qafevol\/wp\/v2\/pages\/12911\/revisions"}],"predecessor-version":[{"id":43916,"href":"https:\/\/masarat.ly\/qafevol\/wp\/v2\/pages\/12911\/revisions\/43916"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/masarat.ly\/qafevol\/wp\/v2\/media\/1615"}],"wp:attachment":[{"href":"https:\/\/masarat.ly\/qafevol\/wp\/v2\/media?parent=12911"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}