{"id":43730,"date":"2024-07-20T11:40:57","date_gmt":"2024-07-20T11:40:57","guid":{"rendered":"https:\/\/masarat.ly\/?page_id=43730"},"modified":"2025-09-09T11:49:02","modified_gmt":"2025-09-09T11:49:02","slug":"sahara-pay-privacy-policy","status":"publish","type":"page","link":"https:\/\/masarat.ly\/sahara-pay-privacy-policy\/","title":{"rendered":"Sahara pay Privacy Policy"},"content":{"rendered":"<ul>\n<li>\n<h3>Privacy Policy<\/h3>\n<p>Effective date 9\/09\/2025<\/p>\n<div>\n<p style=\"font-weight: 400;\"><span>This Privacy Policy describes how\u00a0<strong>Masarat IT &amp; Financial Services Company<\/strong>\u00a0(\u201cMasarat\u201d), on behalf of\u00a0<strong>Sahara Bank<\/strong>, collects, uses, and discloses information in connection with your use of the\u00a0<strong>Sahara Pay<\/strong>\u00a0mobile application (\u201cApp\u201d).<\/span><\/p>\n<p style=\"font-weight: 400;\"><span>Sahara Pay provides innovative payment services including:<\/span><\/p>\n<ul style=\"font-weight: 400;\">\n<li><span>Cross-payment transactions within Libyan banks<\/span><\/li>\n<li><span>NFC-enabled contactless payments<\/span><\/li>\n<li><span>Cash advance services<\/span><\/li>\n<li><span>Generation and scanning of QR codes to simplify your payment experience<\/span><\/li>\n<\/ul>\n<p style=\"font-weight: 400;\"><span>We are committed to protecting your privacy, complying with applicable laws and standards, including\u00a0<strong>ISO\/IEC 27001:2022<\/strong>, and maintaining transparency in how we handle your data.<\/span><\/p>\n<\/div>\n<\/li>\n<li>\n<h3>Information Collection and Use<\/h3>\n<div>\n<p style=\"font-weight: 400;\"><span>We collect information to enable a smooth, secure, and functional experience while you use Sahara Pay.<\/span><\/p>\n<p style=\"font-weight: 400;\"><strong><span>Location Information (Optional)<\/span><\/strong><\/p>\n<p style=\"font-weight: 400;\"><span>With your permission, we may access your location to:<\/span><\/p>\n<ul>\n<li style=\"font-weight: 400;\"><span> Show nearby Sahara Bank branches or ATMs<\/span><\/li>\n<li style=\"font-weight: 400;\"><span> Improve fraud detection and security<\/span><\/li>\n<\/ul>\n<p style=\"font-weight: 400;\"><strong><span>Permissions Used<\/span><\/strong><span>:<\/span><\/p>\n<ul>\n<li style=\"font-weight: 400;\"><span> ACCESS_COARSE_LOCATION<\/span><\/li>\n<li style=\"font-weight: 400;\"><span> ACCESS_FINE_LOCATION<\/span><\/li>\n<\/ul>\n<p style=\"font-weight: 400;\"><strong><span>Device Information<\/span><\/strong><\/p>\n<p style=\"font-weight: 400;\"><span>We collect basic information about your device to ensure the App operates correctly across device types, including: \u2022 Device model and operating system<\/span><\/p>\n<ul>\n<li style=\"font-weight: 400;\"><span> Unique device identifiers<\/span><\/li>\n<\/ul>\n<p style=\"font-weight: 400;\"><strong><span>App Usage Data<\/span><\/strong><\/p>\n<p style=\"font-weight: 400;\"><span>To enhance app performance and user experience, we may automatically collect:<\/span><\/p>\n<ul style=\"font-weight: 400;\">\n<li><span>IP address<\/span><\/li>\n<li><span>Time and date of your usage<\/span><\/li>\n<li><span>Screens accessed and time spent<\/span><\/li>\n<li><span>App version and diagnostic logs<\/span><\/li>\n<\/ul>\n<\/div>\n<\/li>\n<li>\n<h3>External Storage<\/h3>\n<div>\n<p style=\"font-weight: 400;\"><span>When you generate receipts or statements (e.g., PDF files), the App may request permission to read and write to external storage.<\/span><\/p>\n<p style=\"font-weight: 400;\"><strong><span>Important:<\/span><\/strong><\/p>\n<ul style=\"font-weight: 400;\">\n<li><strong><span>We do not access or store any personal files unrelated to Sahara Pay.<\/span><\/strong><\/li>\n<li><strong><span>We do not transmit or misuse your data.<\/span><\/strong><\/li>\n<\/ul>\n<p style=\"font-weight: 400;\"><strong><span>No Personal Information Storage<\/span><\/strong><\/p>\n<p style=\"font-weight: 400;\"><span>Sahara Pay\u00a0<strong>does not store sensitive personal information<\/strong>\u00a0such as:<\/span><\/p>\n<ul style=\"font-weight: 400;\">\n<li><span>Account passwords<\/span><\/li>\n<li><span>Full debit\/credit card details<\/span><\/li>\n<li><span>National identification numbers<\/span><\/li>\n<\/ul>\n<\/div>\n<\/li>\n<li>\n<h3>App Permissions<\/h3>\n<div>\n<p style=\"font-weight: 400;\"><strong><span>Sahara Pay<\/span><\/strong><span>\u00a0requires specific permissions to deliver secure, convenient functionality.<\/span><\/p>\n<p style=\"font-weight: 400;\"><strong><span>Permissions Include:<\/span><\/strong><\/p>\n<table style=\"font-weight: 400;\">\n<thead>\n<tr>\n<td>\n<p><strong><span>Permission<\/span><\/strong><\/p>\n<\/td>\n<td>\n<p><strong><span>Purpose<\/span><\/strong><\/p>\n<\/td>\n<\/tr>\n<\/thead>\n<tbody>\n<tr>\n<td>\n<p><span>ACCESS_COARSE_LOCATION \/ ACCESS_FINE_LOCATION<\/span><\/p>\n<\/td>\n<td>\n<p><span>Find nearby ATMs or branches (optional)<\/span><\/p>\n<\/td>\n<\/tr>\n<tr>\n<td>\n<p><span>INTERNET<\/span><\/p>\n<\/td>\n<td>\n<p><span>Enable secure communication between the App and Sahara Bank servers<\/span><\/p>\n<\/td>\n<\/tr>\n<tr>\n<td>\n<p><span>NFC<\/span><\/p>\n<\/td>\n<td>\n<p><span>Support contactless payment transactions<\/span><\/p>\n<\/td>\n<\/tr>\n<tr>\n<td>\n<p><span>CAMERA<\/span><\/p>\n<\/td>\n<td>\n<p><span>Scan QR codes for faster payments (optional)<\/span><\/p>\n<\/td>\n<\/tr>\n<tr>\n<td>\n<p><span>FLASHLIGHT<\/span><\/p>\n<\/td>\n<td>\n<p><span>Illuminate QR codes in low light (optional)<\/span><\/p>\n<\/td>\n<\/tr>\n<tr>\n<td>\n<p><span>VIBRATE<\/span><\/p>\n<\/td>\n<td>\n<p><span>Notify you of important alerts<\/span><\/p>\n<\/td>\n<\/tr>\n<tr>\n<td>\n<p><span>WAKE_LOCK<\/span><\/p>\n<\/td>\n<td>\n<p><span>Keep the screen active during transactions<\/span><\/p>\n<\/td>\n<\/tr>\n<tr>\n<td>\n<p><span>ACCESS_NETWORK_STATE<\/span><\/p>\n<\/td>\n<td>\n<p><span>Verify internet connectivity<\/span><\/p>\n<\/td>\n<\/tr>\n<tr>\n<td>\n<p><span>Notifications<\/span><\/p>\n<\/td>\n<td>\n<p><span>Send alerts about your account activity and security<\/span><\/p>\n<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<p><strong>P.S: You can control permissions in your device settings at any time.<\/strong><span style=\"font-weight: 400;\"><br \/>Disabling optional permissions will limit related features but will not affect core payment functionality.<\/span><\/p>\n<\/div>\n<\/li>\n<li>\n<h3>Location<\/h3>\n<div>\n<p style=\"font-weight: 400;\"><span>We\u00a0<strong>only<\/strong>\u00a0share your information with\u00a0<strong>Sahara Bank<\/strong>\u00a0to:<\/span><\/p>\n<ul style=\"font-weight: 400;\">\n<li><span>Process your transactions securely<\/span><\/li>\n<li><span>Comply with regulatory and security obligations<\/span><\/li>\n<\/ul>\n<p style=\"font-weight: 400;\"><span>We\u00a0<strong>do not<\/strong>\u00a0share your information with third-party advertisers or for marketing purposes.<\/span><\/p>\n<\/div>\n<\/li>\n<li>\n<h3>Security<\/h3>\n<div>\n<p style=\"font-weight: 400;\"><span>Masarat and Sahara Bank apply\u00a0<strong>industry-standard and ISO\/IEC 27001-compliant security measures<\/strong>, including:<\/span><\/p>\n<ul style=\"font-weight: 400;\">\n<li><span>Encrypted communications via\u00a0<strong>HTTPS\/TLS<\/strong><\/span><\/li>\n<li><span>Data encryption\u00a0<strong>in transit and at rest<\/strong><\/span><\/li>\n<li><span>Strict access controls and authentication procedures<\/span><\/li>\n<li><span>Regular security assessments and audits<\/span><\/li>\n<\/ul>\n<\/div>\n<\/li>\n<li>\n<h3>What You Control?<\/h3>\n<div>\n<p style=\"font-weight: 400;\"><span>You can:<\/span><\/p>\n<ul style=\"font-weight: 400;\">\n<li><strong><span>Manage permissions<\/span><\/strong><span>\u00a0in your device settings<\/span><\/li>\n<li><strong><span>Request access or deletion<\/span><\/strong><span>\u00a0of certain data (subject to applicable law)<\/span><\/li>\n<li><strong><span>Opt out of optional features<\/span><\/strong><span>\u00a0like location services<\/span><\/li>\n<\/ul>\n<\/div>\n<\/li>\n<li>\n<h3>OnePay Service<\/h3>\n<div>\n<p style=\"font-weight: 400;\"><span>With <strong>OnePay<\/strong> \u2013 one payment for everything, and transfers to anyone!<br \/>This is a unified payment service officially supported by the <strong>Central Bank of Libya<\/strong>, designed to make your payments and money transfers simple and secure. Through this service, you can:<\/span><\/p>\n<ul style=\"font-weight: 400;\">\n<li><strong><span>Make electronic purchases<\/span><\/strong><span> using any of the supported payment providers such as :<em> Masrefy Pay, Yussor Pay, Sahara Pay<\/em>.<\/span><\/li>\n<li><strong><span>Pay across banks and providers<\/span><\/strong><span> seamlessly, regardless of your primary payment app.<\/span><\/li>\n<li><strong><span>Transfer money<\/span><\/strong><span> between participating banks quickly and easily.<\/span><\/li>\n<\/ul>\n<\/div>\n<\/li>\n<li>\n<h3>Privacy and Data Protection<\/h3>\n<div>\n<ul style=\"font-weight: 400;\">\n<li><span>We do not store your card or bank account details within the app.<\/span><\/li>\n<li><span>All payment and transfer operations are processed through encrypted channels, following <strong>PCI DSS<\/strong> and <strong>ISO 27001<\/strong> standards, and in compliance with applicable data protection regulations.<\/span><\/li>\n<li><span>The app only shares the minimum required information with <strong>OnePay<\/strong> and the authorized payment providers to complete the transaction. Your data is never used for marketing or any unauthorized purpose.<\/span><\/li>\n<li><span>We are committed to transparency in notifying you whenever your data is shared with third parties, in line with <strong>App Store<\/strong> and <strong>Google Play<\/strong> payment and consumer protection policies.<\/span><\/li>\n<\/ul>\n<\/div>\n<\/li>\n<li>\n<h3>Your Consent<\/h3>\n<div>\n<p style=\"font-weight: 400;\"><span>By using the <strong>OnePay<\/strong> service within the app, you consent to the processing of your financial data solely to complete your requested transactions, in accordance with the <strong>Central Bank of Libya regulations<\/strong> and applicable data protection laws.<\/span><\/p>\n<\/div>\n<\/li>\n<li>\n<h3>Children\u2019s Privacy<\/h3>\n<div>\n<p style=\"font-weight: 400;\"><span>Sahara Pay is\u00a0<strong>not directed to children under 18 years of age<\/strong>. We do not knowingly collect personal information from children. If you believe we have collected such information, please contact us so we can delete it.<\/span><\/p>\n<\/div>\n<\/li>\n<li>\n<h3>Changes to This Privacy Policy<\/h3>\n<div>\n<p style=\"font-weight: 400;\"><span>We may update this Privacy Policy periodically to reflect:<\/span><\/p>\n<ul style=\"font-weight: 400;\">\n<li><span>New features and services<\/span><\/li>\n<li><span>Legal or regulatory changes<\/span><\/li>\n<li><span>Security improvements<\/span><\/li>\n<\/ul>\n<p style=\"font-weight: 400;\"><strong><span>If significant changes occur, we will notify you within the App.<\/span><\/strong><\/p>\n<\/div>\n<\/li>\n<li>\n<h3>Contact Us<\/h3>\n<div>\n<p style=\"font-weight: 400;\"><span>If you have questions or concerns about this Privacy Policy or your information, please contact us:<\/span><\/p>\n<ul style=\"font-weight: 400;\">\n<li><strong><span>Email:<\/span><\/strong><span>\u00a0<\/span><span><a href=\"mailto:support@masarat.ly\">support@masarat.ly<\/a><\/span><\/li>\n<li><strong><span>Phone:<\/span><\/strong><span>\u00a00900300900<\/span><\/li>\n<\/ul>\n<p style=\"font-weight: 400;\"><span>By using Sahara Pay, you agree to this Privacy Policy.<\/span><\/p>\n<\/div>\n<\/li>\n<\/ul>\n<p><!--more--><br \/>\n<!-- {\"type\":\"layout\",\"children\":[{\"type\":\"section\",\"props\":{\"image_position\":\"center-center\",\"style\":\"default\",\"title_breakpoint\":\"xl\",\"title_position\":\"top-left\",\"title_rotation\":\"left\",\"vertical_align\":\"\",\"width\":\"default\"},\"children\":[{\"type\":\"row\",\"children\":[{\"type\":\"column\",\"props\":{\"image_position\":\"center-center\",\"position_sticky_breakpoint\":\"m\"},\"children\":[{\"type\":\"grid\",\"props\":{\"content_column_breakpoint\":\"m\",\"css\":\".uk-grid{direction:ltr;}\",\"filter_align\":\"left\",\"filter_all\":true,\"filter_grid_breakpoint\":\"m\",\"filter_grid_width\":\"auto\",\"filter_position\":\"top\",\"filter_style\":\"tab\",\"grid_default\":\"1\",\"grid_medium\":\"\",\"icon_width\":80,\"image_align\":\"top\",\"image_grid_breakpoint\":\"m\",\"image_grid_width\":\"1-2\",\"image_svg_color\":\"emphasis\",\"item_animation\":true,\"lightbox_bg_close\":true,\"link_style\":\"default\",\"link_text\":\"Read more\",\"margin\":\"default\",\"meta_align\":\"below-title\",\"meta_element\":\"div\",\"meta_style\":\"text-meta\",\"parallax_easing\":\"1\",\"show_content\":true,\"show_hover_image\":true,\"show_hover_video\":true,\"show_image\":false,\"show_link\":false,\"show_meta\":false,\"show_title\":true,\"show_video\":true,\"title_align\":\"top\",\"title_element\":\"h3\",\"title_grid_breakpoint\":\"m\",\"title_grid_width\":\"1-2\",\"title_hover_style\":\"reset\"},\"children\":[{\"type\":\"grid_item\",\"props\":{\"content\":\"\n\n<p style=\\\"font-weight: 400;\\\"><span>This Privacy Policy describes how\\u00a0<strong>Masarat IT &amp; Financial Services Company<\\\/strong>\\u00a0(\\u201cMasarat\\u201d), on behalf of\\u00a0<strong>Sahara Bank<\\\/strong>, collects, uses, and discloses information in connection with your use of the\\u00a0<strong>Sahara Pay<\\\/strong>\\u00a0mobile application (\\u201cApp\\u201d).<\\\/span><\\\/p>\\n\n\n<p style=\\\"font-weight: 400;\\\"><span>Sahara Pay provides innovative payment services including:<\\\/span><\\\/p>\\n\n\n<ul style=\\\"font-weight: 400;\\\">\\n\n\n<li><span>Cross-payment transactions within Libyan banks<\\\/span><\\\/li>\\n\n\n<li><span>NFC-enabled contactless payments<\\\/span><\\\/li>\\n\n\n<li><span>Cash advance services<\\\/span><\\\/li>\\n\n\n<li><span>Generation and scanning of QR codes to simplify your payment experience<\\\/span><\\\/li>\\n<\\\/ul>\\n\n\n<p style=\\\"font-weight: 400;\\\"><span>We are committed to protecting your privacy, complying with applicable laws and standards, including\\u00a0<strong>ISO\\\/IEC 27001:2022<\\\/strong>, and maintaining transparency in how we handle your data.<\\\/span><\\\/p>\",\"meta\":\"Effective date 9\\\/09\\\/2025\",\"title\":\"Privacy Policy\"}},{\"type\":\"grid_item\",\"props\":{\"content\":\"\n\n<p style=\\\"font-weight: 400;\\\"><span>We collect information to enable a smooth, secure, and functional experience while you use Sahara Pay.<\\\/span><\\\/p>\\n\n\n<p style=\\\"font-weight: 400;\\\"><strong><span>Location Information (Optional)<\\\/span><\\\/strong><\\\/p>\\n\n\n<p style=\\\"font-weight: 400;\\\"><span>With your permission, we may access your location to:<\\\/span><\\\/p>\\n\n\n<ul>\\n\n\n<li style=\\\"font-weight: 400;\\\"><span> Show nearby Sahara Bank branches or ATMs<\\\/span><\\\/li>\\n\n\n<li style=\\\"font-weight: 400;\\\"><span> Improve fraud detection and security<\\\/span><\\\/li>\\n<\\\/ul>\\n\n\n<p style=\\\"font-weight: 400;\\\"><strong><span>Permissions Used<\\\/span><\\\/strong><span>:<\\\/span><\\\/p>\\n\n\n<ul>\\n\n\n<li style=\\\"font-weight: 400;\\\"><span> ACCESS_COARSE_LOCATION<\\\/span><\\\/li>\\n\n\n<li style=\\\"font-weight: 400;\\\"><span> ACCESS_FINE_LOCATION<\\\/span><\\\/li>\\n<\\\/ul>\\n\n\n<p style=\\\"font-weight: 400;\\\"><strong><span>Device Information<\\\/span><\\\/strong><\\\/p>\\n\n\n<p style=\\\"font-weight: 400;\\\"><span>We collect basic information about your device to ensure the App operates correctly across device types, including: \\u2022 Device model and operating system<\\\/span><\\\/p>\\n\n\n<ul>\\n\n\n<li style=\\\"font-weight: 400;\\\"><span> Unique device identifiers<\\\/span><\\\/li>\\n<\\\/ul>\\n\n\n<p style=\\\"font-weight: 400;\\\"><strong><span>App Usage Data<\\\/span><\\\/strong><\\\/p>\\n\n\n<p style=\\\"font-weight: 400;\\\"><span>To enhance app performance and user experience, we may automatically collect:<\\\/span><\\\/p>\\n\n\n<ul style=\\\"font-weight: 400;\\\">\\n\n\n<li><span>IP address<\\\/span><\\\/li>\\n\n\n<li><span>Time and date of your usage<\\\/span><\\\/li>\\n\n\n<li><span>Screens accessed and time spent<\\\/span><\\\/li>\\n\n\n<li><span>App version and diagnostic logs<\\\/span><\\\/li>\\n<\\\/ul>\",\"title\":\"Information Collection and Use\"}},{\"type\":\"grid_item\",\"props\":{\"content\":\"\n\n<p style=\\\"font-weight: 400;\\\"><span>When you generate receipts or statements (e.g., PDF files), the App may request permission to read and write to external storage.<\\\/span><\\\/p>\\n\n\n<p style=\\\"font-weight: 400;\\\"><strong><span>Important:<\\\/span><\\\/strong><\\\/p>\\n\n\n<ul style=\\\"font-weight: 400;\\\">\\n\n\n<li><strong><span>We do not access or store any personal files unrelated to Sahara Pay.<\\\/span><\\\/strong><\\\/li>\\n\n\n<li><strong><span>We do not transmit or misuse your data.<\\\/span><\\\/strong><\\\/li>\\n<\\\/ul>\\n\n\n<p style=\\\"font-weight: 400;\\\"><strong><span>No Personal Information Storage<\\\/span><\\\/strong><\\\/p>\\n\n\n<p style=\\\"font-weight: 400;\\\"><span>Sahara Pay\\u00a0<strong>does not store sensitive personal information<\\\/strong>\\u00a0such as:<\\\/span><\\\/p>\\n\n\n<ul style=\\\"font-weight: 400;\\\">\\n\n\n<li><span>Account passwords<\\\/span><\\\/li>\\n\n\n<li><span>Full debit\\\/credit card details<\\\/span><\\\/li>\\n\n\n<li><span>National identification numbers<\\\/span><\\\/li>\\n<\\\/ul>\",\"title\":\"External Storage\"}},{\"type\":\"grid_item\",\"props\":{\"content\":\"\n\n<p style=\\\"font-weight: 400;\\\"><strong><span>Sahara Pay<\\\/span><\\\/strong><span>\\u00a0requires specific permissions to deliver secure, convenient functionality.<\\\/span><\\\/p>\\n\n\n<p style=\\\"font-weight: 400;\\\"><strong><span>Permissions Include:<\\\/span><\\\/strong><\\\/p>\\n\n\n<table style=\\\"font-weight: 400;\\\">\\n\n\n<thead>\\n\n\n<tr>\\n\n\n<td>\\n\n\n<p><strong><span>Permission<\\\/span><\\\/strong><\\\/p>\\n<\\\/td>\\n\n\n<td>\\n\n\n<p><strong><span>Purpose<\\\/span><\\\/strong><\\\/p>\\n<\\\/td>\\n<\\\/tr>\\n<\\\/thead>\\n\n\n<tbody>\\n\n\n<tr>\\n\n\n<td>\\n\n\n<p><span>ACCESS_COARSE_LOCATION \\\/ ACCESS_FINE_LOCATION<\\\/span><\\\/p>\\n<\\\/td>\\n\n\n<td>\\n\n\n<p><span>Find nearby ATMs or branches (optional)<\\\/span><\\\/p>\\n<\\\/td>\\n<\\\/tr>\\n\n\n<tr>\\n\n\n<td>\\n\n\n<p><span>INTERNET<\\\/span><\\\/p>\\n<\\\/td>\\n\n\n<td>\\n\n\n<p><span>Enable secure communication between the App and Sahara Bank servers<\\\/span><\\\/p>\\n<\\\/td>\\n<\\\/tr>\\n\n\n<tr>\\n\n\n<td>\\n\n\n<p><span>NFC<\\\/span><\\\/p>\\n<\\\/td>\\n\n\n<td>\\n\n\n<p><span>Support contactless payment transactions<\\\/span><\\\/p>\\n<\\\/td>\\n<\\\/tr>\\n\n\n<tr>\\n\n\n<td>\\n\n\n<p><span>CAMERA<\\\/span><\\\/p>\\n<\\\/td>\\n\n\n<td>\\n\n\n<p><span>Scan QR codes for faster payments (optional)<\\\/span><\\\/p>\\n<\\\/td>\\n<\\\/tr>\\n\n\n<tr>\\n\n\n<td>\\n\n\n<p><span>FLASHLIGHT<\\\/span><\\\/p>\\n<\\\/td>\\n\n\n<td>\\n\n\n<p><span>Illuminate QR codes in low light (optional)<\\\/span><\\\/p>\\n<\\\/td>\\n<\\\/tr>\\n\n\n<tr>\\n\n\n<td>\\n\n\n<p><span>VIBRATE<\\\/span><\\\/p>\\n<\\\/td>\\n\n\n<td>\\n\n\n<p><span>Notify you of important alerts<\\\/span><\\\/p>\\n<\\\/td>\\n<\\\/tr>\\n\n\n<tr>\\n\n\n<td>\\n\n\n<p><span>WAKE_LOCK<\\\/span><\\\/p>\\n<\\\/td>\\n\n\n<td>\\n\n\n<p><span>Keep the screen active during transactions<\\\/span><\\\/p>\\n<\\\/td>\\n<\\\/tr>\\n\n\n<tr>\\n\n\n<td>\\n\n\n<p><span>ACCESS_NETWORK_STATE<\\\/span><\\\/p>\\n<\\\/td>\\n\n\n<td>\\n\n\n<p><span>Verify internet connectivity<\\\/span><\\\/p>\\n<\\\/td>\\n<\\\/tr>\\n\n\n<tr>\\n\n\n<td>\\n\n\n<p><span>Notifications<\\\/span><\\\/p>\\n<\\\/td>\\n\n\n<td>\\n\n\n<p><span>Send alerts about your account activity and security<\\\/span><\\\/p>\\n<\\\/td>\\n<\\\/tr>\\n<\\\/tbody>\\n<\\\/table>\\n\n\n<p><strong>P.S: You can control permissions in your device settings at any time.<\\\/strong><span style=\\\"font-weight: 400;\\\"><br \\\/>Disabling optional permissions will limit related features but will not affect core payment functionality.<\\\/span><\\\/p>\",\"title\":\"App Permissions\"}},{\"type\":\"grid_item\",\"props\":{\"content\":\"\n\n<p style=\\\"font-weight: 400;\\\"><span>We\\u00a0<strong>only<\\\/strong>\\u00a0share your information with\\u00a0<strong>Sahara Bank<\\\/strong>\\u00a0to:<\\\/span><\\\/p>\\n\n\n<ul style=\\\"font-weight: 400;\\\">\\n\n\n<li><span>Process your transactions securely<\\\/span><\\\/li>\\n\n\n<li><span>Comply with regulatory and security obligations<\\\/span><\\\/li>\\n<\\\/ul>\\n\n\n<p style=\\\"font-weight: 400;\\\"><span>We\\u00a0<strong>do not<\\\/strong>\\u00a0share your information with third-party advertisers or for marketing purposes.<\\\/span><\\\/p>\",\"title\":\"Location\"}},{\"type\":\"grid_item\",\"props\":{\"content\":\"\n\n<p style=\\\"font-weight: 400;\\\"><span>Masarat and Sahara Bank apply\\u00a0<strong>industry-standard and ISO\\\/IEC 27001-compliant security measures<\\\/strong>, including:<\\\/span><\\\/p>\\n\n\n<ul style=\\\"font-weight: 400;\\\">\\n\n\n<li><span>Encrypted communications via\\u00a0<strong>HTTPS\\\/TLS<\\\/strong><\\\/span><\\\/li>\\n\n\n<li><span>Data encryption\\u00a0<strong>in transit and at rest<\\\/strong><\\\/span><\\\/li>\\n\n\n<li><span>Strict access controls and authentication procedures<\\\/span><\\\/li>\\n\n\n<li><span>Regular security assessments and audits<\\\/span><\\\/li>\\n<\\\/ul>\",\"title\":\"Security\"}},{\"type\":\"grid_item\",\"props\":{\"content\":\"\n\n<p style=\\\"font-weight: 400;\\\"><span>You can:<\\\/span><\\\/p>\\n\n\n<ul style=\\\"font-weight: 400;\\\">\\n\n\n<li><strong><span>Manage permissions<\\\/span><\\\/strong><span>\\u00a0in your device settings<\\\/span><\\\/li>\\n\n\n<li><strong><span>Request access or deletion<\\\/span><\\\/strong><span>\\u00a0of certain data (subject to applicable law)<\\\/span><\\\/li>\\n\n\n<li><strong><span>Opt out of optional features<\\\/span><\\\/strong><span>\\u00a0like location services<\\\/span><\\\/li>\\n<\\\/ul>\",\"title\":\"What You Control?\"}},{\"type\":\"grid_item\",\"props\":{\"content\":\"\n\n<p style=\\\"font-weight: 400;\\\"><span>With <strong>OnePay<\\\/strong> \\u2013 one payment for everything, and transfers to anyone!<br \\\/>This is a unified payment service officially supported by the <strong>Central Bank of Libya<\\\/strong>, designed to make your payments and money transfers simple and secure. Through this service, you can:<\\\/span><\\\/p>\\n\n\n<ul style=\\\"font-weight: 400;\\\">\\n\n\n<li><strong><span>Make electronic purchases<\\\/span><\\\/strong><span> using any of the supported payment providers such as :<em> Masrefy Pay, Yussor Pay, Sahara Pay<\\\/em>.<\\\/span><\\\/li>\\n\n\n<li><strong><span>Pay across banks and providers<\\\/span><\\\/strong><span> seamlessly, regardless of your primary payment app.<\\\/span><\\\/li>\\n\n\n<li><strong><span>Transfer money<\\\/span><\\\/strong><span> between participating banks quickly and easily.<\\\/span><\\\/li>\\n<\\\/ul>\",\"title\":\"OnePay Service\"}},{\"type\":\"grid_item\",\"props\":{\"content\":\"\n\n<ul style=\\\"font-weight: 400;\\\">\\n\n\n<li><span>We do not store your card or bank account details within the app.<\\\/span><\\\/li>\\n\n\n<li><span>All payment and transfer operations are processed through encrypted channels, following <strong>PCI DSS<\\\/strong> and <strong>ISO 27001<\\\/strong> standards, and in compliance with applicable data protection regulations.<\\\/span><\\\/li>\\n\n\n<li><span>The app only shares the minimum required information with <strong>OnePay<\\\/strong> and the authorized payment providers to complete the transaction. Your data is never used for marketing or any unauthorized purpose.<\\\/span><\\\/li>\\n\n\n<li><span>We are committed to transparency in notifying you whenever your data is shared with third parties, in line with <strong>App Store<\\\/strong> and <strong>Google Play<\\\/strong> payment and consumer protection policies.<\\\/span><\\\/li>\\n<\\\/ul>\",\"title\":\"Privacy and Data Protection\"}},{\"type\":\"grid_item\",\"props\":{\"content\":\"\n\n<p style=\\\"font-weight: 400;\\\"><span>By using the <strong>OnePay<\\\/strong> service within the app, you consent to the processing of your financial data solely to complete your requested transactions, in accordance with the <strong>Central Bank of Libya regulations<\\\/strong> and applicable data protection laws.<\\\/span><\\\/p>\",\"title\":\"Your Consent\"}},{\"type\":\"grid_item\",\"props\":{\"content\":\"\n\n<p style=\\\"font-weight: 400;\\\"><span>Sahara Pay is\\u00a0<strong>not directed to children under 18 years of age<\\\/strong>. We do not knowingly collect personal information from children. If you believe we have collected such information, please contact us so we can delete it.<\\\/span><\\\/p>\",\"title\":\"Children\\u2019s Privacy\"}},{\"type\":\"grid_item\",\"props\":{\"content\":\"\n\n<p style=\\\"font-weight: 400;\\\"><span>We may update this Privacy Policy periodically to reflect:<\\\/span><\\\/p>\\n\n\n<ul style=\\\"font-weight: 400;\\\">\\n\n\n<li><span>New features and services<\\\/span><\\\/li>\\n\n\n<li><span>Legal or regulatory changes<\\\/span><\\\/li>\\n\n\n<li><span>Security improvements<\\\/span><\\\/li>\\n<\\\/ul>\\n\n\n<p style=\\\"font-weight: 400;\\\"><strong><span>If significant changes occur, we will notify you within the App.<\\\/span><\\\/strong><\\\/p>\",\"title\":\"Changes to This Privacy Policy\"}},{\"type\":\"grid_item\",\"props\":{\"content\":\"\n\n<p style=\\\"font-weight: 400;\\\"><span>If you have questions or concerns about this Privacy Policy or your information, please contact us:<\\\/span><\\\/p>\\n\n\n<ul style=\\\"font-weight: 400;\\\">\\n\n\n<li><strong><span>Email:<\\\/span><\\\/strong><span>\\u00a0<\\\/span><span><a href=\\\"mailto:support@masarat.ly\\\">support@masarat.ly<\\\/a><\\\/span><\\\/li>\\n\n\n<li><strong><span>Phone:<\\\/span><\\\/strong><span>\\u00a00900300900<\\\/span><\\\/li>\\n<\\\/ul>\\n\n\n<p style=\\\"font-weight: 400;\\\"><span>By using Sahara Pay, you agree to this Privacy Policy.<\\\/span><\\\/p>\",\"title\":\"Contact Us\"}}],\"name\":\"Privacy Policy Grid\"}]}]}],\"name\":\"Full Privacy Grid\"}],\"version\":\"4.5.24\"} --><\/p>\n","protected":false},"excerpt":{"rendered":"<p>Privacy Policy Effective date 9\/09\/2025 This Privacy Policy describes how\u00a0Masarat IT &amp; Financial Services Company\u00a0(\u201cMasarat\u201d), on behalf of\u00a0Sahara Bank, collects, uses, and discloses information in connection with your use of the\u00a0Sahara Pay\u00a0mobile application (\u201cApp\u201d). Sahara Pay provides innovative payment services including: Cross-payment transactions within Libyan banks NFC-enabled contactless payments Cash advance services Generation and scanning [&hellip;]<\/p>\n","protected":false},"author":9,"featured_media":1615,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"_acf_changed":false,"footnotes":""},"class_list":["post-43730","page","type-page","status-publish","has-post-thumbnail","hentry"],"acf":[],"_links":{"self":[{"href":"https:\/\/masarat.ly\/qafevol\/wp\/v2\/pages\/43730","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/masarat.ly\/qafevol\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/masarat.ly\/qafevol\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/masarat.ly\/qafevol\/wp\/v2\/users\/9"}],"replies":[{"embeddable":true,"href":"https:\/\/masarat.ly\/qafevol\/wp\/v2\/comments?post=43730"}],"version-history":[{"count":6,"href":"https:\/\/masarat.ly\/qafevol\/wp\/v2\/pages\/43730\/revisions"}],"predecessor-version":[{"id":44984,"href":"https:\/\/masarat.ly\/qafevol\/wp\/v2\/pages\/43730\/revisions\/44984"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/masarat.ly\/qafevol\/wp\/v2\/media\/1615"}],"wp:attachment":[{"href":"https:\/\/masarat.ly\/qafevol\/wp\/v2\/media?parent=43730"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}